Tips to choose the best auto insurance

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Finding the best car insurance, at the best price, can seem a bit complicated. The good thing is that our expert team at FREEDOM GES can help you throughout the process, so you can make the best decision and get the best coverage!

 

The secret to buying car insurance is to be very clear about the insurance coverage you require or plan to obtain. It is best to spend a little time comparing different coverage options and different insurance companies. Here we are going to give you some tips!

  1. Decide what type of car insurance coverage you want to contract.

In the United States, it is required to have an auto insurance policy with liability coverage. Bodily Injury Liability and Third Party Property Damage Liability coverages are generally the required types of coverages.

These coverages cover expenses in the event that while driving, you are responsible for damage to the property of third parties or bodily injury to third parties.

Each state has different requirements and laws, so it is important to know what you have to buy and include in your insurance policy. 

Here are the requirements for the state of Florida:

  • Bodily injury liability coverage per person: Optional, unless otherwise specified by the state ($10,000)

  • Bodily injury liability coverage per accident: Optional, unless otherwise specified by the state ($20,000)

  • Property damage liability coverage: $10,000

  • Personal injury protection: $10,000

  • Uninsured/underinsured motorist coverage: Optional

To see other states please click here. 

2. Gather your personal information and vehicle information.

In order to quote with different insurance companies, you will have to provide information about yourself and the vehicle you want to insure:

  • Name and date of birth of each driver
  • Driver’s license number(s) (US or foreign)
  • Serial number of each car (VIN)
  • Address where the car is located
  • Car mileage
  • Car owner’s name

If the car is financed:

  • Name and address of the financier.

This information will allow insurance companies to check your driving and vehicle history. That way, they’ll be able to give you a faster and more accurate auto insurance quote. All the information you are asked for is going to have an effect on your quote – either positive or negative. 

3. Compare insurance prices between different insurance companies.

The most important thing is that you find an insurance policy that is right for you. That is why it is important to compare the different insurance companies and their different ways of calculating your price. The best insurance policy for your car will not always be the cheapest, but the one that offers you the best insurance policy that meets your needs.

There is also a difference between listing with independent agencies (like us) and with insurers directly. Independent agencies usually have access to quotes from many insurers and can compare many prices at once for you. 

All drivers must have auto insurance. There are many reasons, and it’s a smart investment in your financial stability that can save you and your family expensive expenses in the future. At FREEDOM GES, we are committed to facilitating the process of buying car insurance and we assure you that we can help you get the best insurance policy for you at the best price.

Fill out the online form or call us and get a free auto insurance quote from Sigo today and we’ll be happy to help you get the best price on the insurance that’s right for you!

Give us a call TODAY at 561-877-1373 to get you the best car insurance. 

 

FREEDOM GES
122 N Military Trail suite f, West Palm Beach, FL 33415

 info@freedomges.com
www.freedomges.com

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